Our Commitment to You
AB Finance., Inc. is proud to be a financial services organization that provides superior products and services to its customers. We greatly appreciate the trust that you and other AB Finance customers have placed in us, and we will protect that trust by continuing to respect the privacy of all our applicants and customers even if our formal customer relationship ends. It is important for you to know that, in order to ensure that our customers receive the very best service we obtain certain information. This information is obtained either directly from you, for instance, from your application and the transactions on your account; or, indirectly, from an outside source such as your credit bureau report. When you visit our website, the only information we receive about you is what you voluntarily provide through the forms you submit or email you send to us.

We do not use "cookies" on this site

We Respect Your Privacy
Since some of the information we gather is not publicly available, we take great care to ensure that this information is kept safe from unauthorized access, and we would never share the information in violation of any regulation or law.

Because AB Finance respects your privacy and values your trust, the only employees or companies who can access your private personal information are those who use it to service your account or provide services to you or to us. AB Finance diligently maintains physical, electronic and procedural safeguards that comply with applicable federal standards to guard your private personal information and to assist us in preventing unauthorized access to that information.

How We Share Information with Other Companies
From time to time, for general business purposes such as fraud control or when we think it may benefit you, we do share certain information with companies that have marketed merchandise to AB Finance account holders. The information we share might come from your application, for instance your name, address and telephone number. Also, the information we share could include your credit bureau reports, your transactions with us, your account balance, payment history, or credit card usage.

Sharing Information with Other Third Parties
We also may share information with other companies outside of AB Finance that are able to extend special offers we feel might be of value to you. These companies may be non-financial companies (such as retailers or direct marketers). These offers are typically for products and services that you might not otherwise hear about. The information we may provide them comes from the sources described above and might include your name, address, and phone number.

We may also provided information to outside companies that perform operational services related to your account, or marketing services for us. The law permits the sharing of information with these types of companies. This information also comes from the sources described above and might include name, address, and phone number.

Finally, we provide information about you to outside companies as permitted by law. These companies may include credit reporting agencies and companies, which provide services, related to your account.

How to Opt-Out
If you do not want us to share your private information with outside companies, please let us know by simply calling us at 1-800-697-5805 (please have your Account number available). We will be happy to comply with your "opt-out" request, which will apply to all private label accounts you have with AB Finance. Private label accounts are not general-purpose accounts such as MasterCard®or Visa®, but are accounts that may be used only at the specific merchant or merchants named on the credit card or account. Any opt-out request for outside companies will not be effective before July 1, 2001. An opt-out request by any party on a joint account will apply to all parties on the joint account. Opt-out requests will not apply to information sharing that is permitted by law. Please allow sufficient time for us to process your request. This request will not apply to information about your transactions or experience with AB Finance (such as account information, account usage, or payment history) and will only apply to the private label accounts you have with AB Finance.